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Owner Resources
heavy equipment insurance guides in owner resources, written and reviewed by Nate Jones, CPCU.
- Owner Resources
Buying Used Equipment: An Inspection Checklist
A used machine is inspected three times over — cold, running and on paper — and each pass sees things the others cannot. Here is what belongs in which.
- Owner Resources
The Certificate a Rental Yard Will Accept
How a certificate of insurance is built, which fields a rental yard actually reads, and the handful of reasons the document comes back rejected.
- Owner Resources
Rental Damage Waiver vs an Equipment Floater
The yard offers a damage waiver at the counter. Here is what it actually buys, what your own coverage does instead, and when each one is the better call.
- Owner Resources
Documenting a Machine Before It Leaves the Yard
Each record made at the gate settles an argument that would otherwise go to memory. Here is what to capture, and which dispute each item forecloses.
- Owner Resources
Equipment Theft Prevention Controls
A control is worth whatever it costs the person taking your machine. Here is how deterrence, delay, detection and recovery divide the work between them.
- Owner Resources
The First Hour After Equipment Theft
The order of the calls matters more than the speed of them. Here is the sequence after a machine goes missing, and what each step exists to preserve.
- Owner Resources
Hauling Your Own Machine: Securement Basics
The federal securement rules govern every machine you haul yourself. Here is the sequence a haul actually follows and who sets the standard at each step.
- Owner Resources
Operator Training Records Worth Keeping
Training a crew and being able to prove it are different things. Which operator records matter, who asks for them, and what the federal duty covers.
- Owner Resources
Proving You Own an Untitled Machine
Equipment has no certificate of title, so ownership is proved by convergence — the serial, the transfer record, and a search of the right filing office.
- Owner Resources
Reading Your Own Equipment Loss Run
A loss run is the one document in your submission written about you by someone else. Here is how to read it column by column before an underwriter does.
- Owner Resources
Skid Steer Rental Insurance Requirements
What a rental yard requires before it releases a compact loader, and why almost every requirement traces back to a physical fact about the machine.
- Owner Resources
Subcontractor Insurance Requirements
The specific ways a subcontractor’s coverage fails the party that hired them, what each failure costs, and how to write a requirement set that holds up.
- Owner Resources
Trailer Ratings and What Your Truck Can Tow
Every rating that governs your haul is written on a plate, a label or a registration. Here is where each one lives, and which governs when they disagree.
- Owner Resources
When a Machine Goes on the Equipment Schedule
A machine arrives on a Thursday and the office finds out in March. Here is the reporting habit that closes the gap, and who owns each part of it.
- Owner Resources
Winter Storage and Off-Season Equipment Layup
Layup is an insurance event as much as a maintenance one. The order to do it in, from the last job of the season through the first start in spring.
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