Heavy Equipment Insurance in Wyoming

Cheyenne, Casper and Gillette carry the bulk of Wyoming’s heavy work, with Laramie, Rock Springs, Sheridan and Jackson running their own, and the state is an outlier twice over: it leaves general-contractor licensing to individual cities and counties, and it is one of the few in the region that enforces workplace safety through a state program of its own rather than through federal inspectors.

Because the rules that reach a machine differ by machine, we give each one its own Wyoming page rather than pretending a single state page could cover all five honestly. Choose the machine you run and the page will take the Wyoming specifics from there.

Choose your machine

• Skid Steer insurance in Wyoming

  Untitled in the yard, registered on the road — two different records

• Excavator insurance in Wyoming

  Two business days ahead, fourteen at the outside, then notice again

• Backhoe insurance in Wyoming

  Not exempt at all — registered as mobile machinery, county by county

• Forklift insurance in Wyoming

  Wyoming runs its own approved State Plan, so enforcement is a state matter

• Dozer insurance in Wyoming

  Two construction permits, not one, and the line where small becomes large

Running something else? We also write trenchers, motor graders, articulated haulers, track loaders, compactors, pile drivers and directional drills — see all equipment we cover.

Who licenses Wyoming equipment contractors

Wyoming has no statewide general-contractor license — licensing for general, plumbing, and mechanical contractors is handled locally by cities and counties — while electrical work is licensed statewide.

With the general credential set locally and only the electrical trade settled statewide, the rules an equipment contractor carries from county to county are the machine ones — and each per-machine page above opens on the authority that owns it.

How coverage is placed

Every machine above sits on the same core lines, and only the first is a condition of writing you: the equipment floater for the machines you own, rented and leased equipment for the ones you do not, general liability for damage the work does to others, commercial auto for the trucks and trailers, and workers compensation for the crews. We place them monoline — no package required.

Wyoming equipment insurance FAQs

Do you write equipment for contractors anywhere in Wyoming?

Yes — Equipment Guard Insurance places heavy equipment and contractors equipment schedules statewide, through Cheyenne, Casper, Gillette, Laramie, Rock Springs, Sheridan and Jackson. Everything goes monoline, so the machines hold a policy of their own without a package wrapped around them.

Which machines can go on a Wyoming schedule?

Skid steers, excavators from mini through full size, backhoes, rough-terrain forklifts and telehandlers, and dozers are the five that carry their own Wyoming page. Trenchers, motor graders, articulated haulers, track loaders, compactors, pile drivers and directional drills schedule with them.

Does Wyoming license general contractors?

Not at the state level. General, plumbing and mechanical contractor licensing in Wyoming is handled locally, by individual cities and counties, so the answer changes as you cross a county line. Electrical work is the exception — it is licensed statewide. For a crew running machines, that means the credential question is a local one while everything on this page below it is not.

Why does Wyoming get five machine pages instead of one?

Because four different authorities are involved and one page would flatten them. A skid steer raises a lien-and-title question, an excavator answers to the dig statute, a backhoe to a county registration class, a forklift to the state safety program, and a dozer to a state discharge permit. Giving each its own page is the only way each gets a real answer.

Does federal OSHA inspect Wyoming jobsites?

Not directly for private-sector employers. Wyoming operates its own OSHA-approved State Plan covering private-sector work, so powered-industrial-truck operator training, evaluation and enforcement all run through the state program rather than through federal OSHA. The forklift page sets out what that changes about how training records are kept and reviewed.

Do I have to move my other insurance to insure Wyoming machines?

No. We only need the equipment. A general liability or business policy you are happy with stays exactly as it is, and the schedule is written beside it — the machines are the account, not a line item in one.

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